Good Sam Service Extended Service Plan

[tomgasta]

Need your opinion/advice. We are in the process of purchasing a Keystone Montana. The dealer has offered a Good Sam Extended Service Plan for 7 years ($100 deductible) for $3495.00 total. Good Sam's Administrator for the plan that the dealer is offering is United Service Protection Corp.

I called Good Sam directly and their agent offered a 6 year plan for $9,000. with a $100 deductible which allows you to pay in full, monthly, quarterly or yearly. The underwriter on this plan is QBE (Lloyd's of London).

To say we're a bit puzzled is an understatement. The difference in price is $5000 yet the policies appear to be very similar, if not the same, in coverage. How does Good Sam offer two policies with difference underwriters/administrators?

Can anyone provide information on which Good Sam Insurance plan you have and who the administrator or insurance that underwrites the plan??? And of course, if you made a claim, how well was it handled.

We appreciate your guidance.

Tom and Stacey Gasta
Elkhorn Mountains, Montana

[Stripit]

I never buy extended service plans, ever! If you have the $3,400 instead of giving it to them, go put it into a interest bearing account, and when you have a need for something to be repaired, replaced, spend your own money. You then can decide how you want it fixed as opposed to having someone else tell you/direct you to a place that you may not have chosen yourself. Just my .02 cents on how I delt with that question in the past.